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"key": "fish", "value": 2.34, "unit": "%", "contribution": 0.94 }, { "key": "currency", "value": 17.4, "unit": "%", "contribution": 8.35 }, { "key": "energy", "value": 0.93, "unit": "%", "contribution": -0.23 }, { "key": "inflation", "value": 1.17, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.63, "inflationLessHousing": 1.17, "food": -1.84, "rent": 4.76, "homeEnergy": 3.48, "fuel": 7.41, "policyRate": 9.75, "realPolicyRate": 5.12, "eur": 73.29, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 20.52593854088267 }, { "key": "mortgage_burden", "value": 41.9 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2005M11", "score": 46, "band": "expansion", "components": [ { "key": "growth", "value": 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"realPolicyRate": 5.5, "eur": 72.98, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 20.52593854088267 }, { "key": "mortgage_burden", "value": 41.7 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2005M12", "score": 35.3, "band": "expansion", "components": [ { "key": "growth", "value": 7.03, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.88, "unit": "%", "contribution": 6.47 }, { "key": "unemployment_change", "value": -0.47, "unit": "pp", "contribution": 1.68 }, { "key": "jobs", "value": 3.72, "unit": "%", "contribution": 7.37 }, { "key": "real_wages", "value": 2.94, "unit": "%", "contribution": 4.11 }, { "key": "mortgage", "value": 43.6, "unit": "%", "contribution": -6.35 }, { "key": "housing", "value": 24.73, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 3.63, "unit": "%", "contribution": 1.27 }, { "key": "fish", "value": -12.99, "unit": "%", "contribution": -5.19 }, { "key": "currency", "value": 7.98, "unit": "%", "contribution": 3.83 }, { "key": "energy", "value": -0.32, "unit": "%", "contribution": 0.08 }, { "key": "inflation", "value": 0.65, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.14, "inflationLessHousing": 0.65, "food": -2.61, "rent": 6.9, "homeEnergy": 3.48, "fuel": 4.08, "policyRate": 9.97, "realPolicyRate": 5.83, "eur": 75.36, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 24.72509650478798 }, { "key": "mortgage_burden", "value": 43.6 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": 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"value": 4.33, "unit": "%", "contribution": 6.06 }, { "key": "mortgage", "value": 42.8, "unit": "%", "contribution": -5.97 }, { "key": "housing", "value": 24.73, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 3.8, "unit": "%", "contribution": 1.33 }, { "key": "fish", "value": -12.94, "unit": "%", "contribution": -5.18 }, { "key": "currency", "value": 2.72, "unit": "%", "contribution": 1.31 }, { "key": "energy", "value": 1.86, "unit": "%", "contribution": -0.47 }, { "key": "inflation", "value": 1.01, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.09, "inflationLessHousing": 1.01, "food": 0.16, "rent": 6.87, "homeEnergy": -3.23, "fuel": 13.91, "policyRate": 10.2, "realPolicyRate": 6.11, "eur": 76.57, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 24.72509650478798 }, { "key": "mortgage_burden", "value": 42.8 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": 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"energy", "value": 0.23, "unit": "%", "contribution": -0.06 }, { "key": "inflation", "value": 1.83, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.47, "inflationLessHousing": 1.83, "food": 2.85, "rent": 7.12, "homeEnergy": -2.38, "fuel": 10.76, "policyRate": 10.87, "realPolicyRate": 6.4, "eur": 83.74, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 24.63303404353492 }, { "key": "mortgage_burden", "value": 46.6 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2006M04", "score": 23.7, "band": "expansion", "components": [ { "key": "growth", "value": 8.12, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.77, "unit": "%", "contribution": 6.93 }, { "key": "unemployment_change", "value": -0.5, "unit": "pp", "contribution": 1.74 }, { "key": "jobs", "value": 4.12, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.8, "unit": "%", "contribution": 3.91 }, { "key": "mortgage", "value": 46.4, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 24.63, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 5.37, "unit": "%", "contribution": 1.88 }, { "key": "fish", "value": -14.07, "unit": "%", "contribution": -5.63 }, { "key": "currency", "value": -13.23, "unit": "%", "contribution": -6.35 }, { "key": "energy", "value": 3.15, "unit": "%", "contribution": -0.79 }, { "key": "inflation", "value": 3.42, "unit": "%", "contribution": -0.98 } ], "context": { "inflation": 5.45, "inflationLessHousing": 3.42, "food": 6.18, "rent": 7.5, "homeEnergy": -1.99, "fuel": 17.96, "policyRate": 10.87, "realPolicyRate": 5.42, "eur": 91.94, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 24.63303404353492 }, { 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{ "key": "fish", "value": -15.75, "unit": "%", "contribution": -6 }, { "key": "currency", "value": -10.48, "unit": "%", "contribution": -5.03 }, { "key": "energy", "value": 2.69, "unit": "%", "contribution": -0.67 }, { "key": "inflation", "value": 5.36, "unit": "%", "contribution": -3.06 } ], "context": { "inflation": 7.56, "inflationLessHousing": 5.36, "food": 10.31, "rent": 8, "homeEnergy": -1.99, "fuel": 21.06, "policyRate": 11.54, "realPolicyRate": 3.98, "eur": 91.69, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 24.63303404353492 }, { "key": "mortgage_burden", "value": 48.4 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2006M06", "score": 14.8, "band": "stable", "components": [ { "key": "growth", 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11.54, "realPolicyRate": 3.5, "eur": 94.38, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 20.3135927825832 }, { "key": "mortgage_burden", "value": 49.9 }, { "key": "inflation", "value": 8.04455445544554 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "above" } ] }, { "year": "2006M07", "score": 14.7, "band": "stable", "components": [ { "key": "growth", "value": 6.82, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.06, "unit": "%", "contribution": 5.77 }, { "key": "unemployment_change", "value": 0.12, "unit": "pp", "contribution": -0.62 }, { "key": "jobs", "value": 4.52, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 1.68, "unit": "%", "contribution": 2.35 }, { "key": "mortgage", "value": 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"contribution": 0.14 }, { "key": "inflation", "value": 7.12, "unit": "%", "contribution": -4.93 } ], "context": { "inflation": 8.55, "inflationLessHousing": 7.12, "food": 12.9, "rent": 9.11, "homeEnergy": -0.56, "fuel": 15.2, "policyRate": 12.65, "realPolicyRate": 4.1, "eur": 90.08, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 20.3135927825832 }, { "key": "mortgage_burden", "value": 52.8 }, { "key": "inflation", "value": 8.552631578947366 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "above" } ] }, { "year": "2006M09", "score": 16.5, "band": "expansion", "components": [ { "key": "growth", "value": 5.75, "unit": "%", "contribution": 14.07 }, { "key": "unemployment", "value": 3.22, "unit": "%", "contribution": 5.1 }, { "key": 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"key": "mortgage_burden", "value": 54.5 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2006M10", "score": 18.6, "band": "expansion", "components": [ { "key": "growth", "value": 5.75, "unit": "%", "contribution": 14.07 }, { "key": "unemployment", "value": 3.18, "unit": "%", "contribution": 5.27 }, { "key": "unemployment_change", "value": 0.32, "unit": "pp", "contribution": -1.69 }, { "key": "jobs", "value": 4.68, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.59, "unit": "%", "contribution": 5.03 }, { "key": "mortgage", "value": 54.2, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 13.86, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 8.35, "unit": "%", "contribution": 2.92 }, { "key": "fish", "value": -15.44, "unit": "%", "contribution": -6 }, { "key": "currency", "value": -14.1, "unit": "%", "contribution": -6.77 }, { "key": "energy", "value": -4.26, "unit": "%", "contribution": 1.07 }, { "key": "inflation", "value": 5.63, "unit": "%", "contribution": -3.34 } ], "context": { "inflation": 7.17, "inflationLessHousing": 5.63, "food": 9.67, "rent": 9.04, "homeEnergy": 0.48, "fuel": 4.4, "policyRate": 13.09, "realPolicyRate": 5.92, "eur": 86.29, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 13.855957700401532 }, { "key": "mortgage_burden", "value": 54.2 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2006M11", "score": 18.1, "band": "expansion", "components": [ { "key": "growth", "value": 5.75, "unit": "%", "contribution": 14.07 }, { "key": "unemployment", "value": 3.08, "unit": "%", "contribution": 5.67 }, { "key": "unemployment_change", "value": 0.13, "unit": "pp", "contribution": -0.71 }, { "key": "jobs", "value": 4.64, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.02, "unit": "%", "contribution": 4.23 }, { "key": "mortgage", "value": 54.1, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 13.86, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 10, "unit": "%", "contribution": 3.5 }, { "key": "fish", "value": -15.54, "unit": "%", "contribution": -6 }, { "key": "currency", "value": -16.65, "unit": "%", "contribution": -7.99 }, { "key": "energy", "value": -3.64, "unit": "%", "contribution": 0.91 }, { "key": "inflation", "value": 5.83, "unit": "%", "contribution": -3.55 } ], "context": { "inflation": 7.3, "inflationLessHousing": 5.83, "food": 9.7, "rent": 8.87, "homeEnergy": 0.48, "fuel": 5.87, "policyRate": 13.09, "realPolicyRate": 5.79, "eur": 89.29, "omx": null }, "warnings": [ { "key": "housing_bubble", "value": 13.855957700401532 }, { "key": "mortgage_burden", "value": 54.1 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2006M12", "score": 23.4, "band": "expansion", "components": [ { "key": "growth", "value": 5.67, "unit": "%", "contribution": 13.77 }, { "key": "unemployment", "value": 3.18, "unit": "%", "contribution": 5.27 }, { "key": "unemployment_change", "value": 0.3, "unit": "pp", "contribution": -1.6 }, { "key": "jobs", "value": 4.75, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.68, "unit": "%", "contribution": 3.76 }, { "key": "mortgage", "value": 54.9, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 7.74, "unit": "%", "contribution": 5.42 }, { "key": "tourism", "value": 10.44, "unit": "%", "contribution": 3.65 }, { "key": "fish", "value": 5.4, "unit": "%", "contribution": 2.16 }, { "key": "currency", "value": -15.82, "unit": "%", "contribution": -7.6 }, { "key": "energy", "value": -3.36, "unit": "%", "contribution": 0.84 }, { "key": "inflation", "value": 5.6, "unit": "%", "contribution": -3.31 } ], "context": { "inflation": 6.95, "inflationLessHousing": 5.6, "food": 8.85, "rent": 8.7, "homeEnergy": 0.48, "fuel": 5.82, "policyRate": 13.3, "realPolicyRate": 6.35, "eur": 91.59, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 54.9 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": 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"inflationLessHousing": 5.96, "food": 8.74, "rent": 9.98, "homeEnergy": 2.93, "fuel": 3.57, "policyRate": 13.3, "realPolicyRate": 6.41, "eur": 91.02, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 53 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M02", "score": 25.1, "band": "expansion", "components": [ { "key": "growth", "value": 5.67, "unit": "%", "contribution": 13.77 }, { "key": "unemployment", "value": 3.08, "unit": "%", "contribution": 5.67 }, { "key": "unemployment_change", "value": 0.38, "unit": "pp", "contribution": -2.04 }, { "key": "jobs", "value": 5.21, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.23, "unit": "%", "contribution": 3.12 }, { "key": "mortgage", "value": 52.8, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 7.74, "unit": "%", "contribution": 5.42 }, { "key": "tourism", "value": 11.81, "unit": "%", "contribution": 4.13 }, { "key": "fish", "value": 4.94, "unit": "%", "contribution": 1.98 }, { "key": "currency", "value": -10.96, "unit": "%", "contribution": -5.26 }, { "key": "energy", "value": -5.17, "unit": "%", "contribution": 1.29 }, { "key": "inflation", "value": 6.24, "unit": "%", "contribution": -3.99 } ], "context": { "inflation": 7.41, "inflationLessHousing": 6.24, "food": 8.39, "rent": 9.96, "homeEnergy": 2.85, "fuel": 1.02, "policyRate": 13.3, "realPolicyRate": 5.89, "eur": 88, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 52.8 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M03", "score": 29.1, "band": "expansion", "components": [ { "key": "growth", "value": 5.3, "unit": "%", "contribution": 12.39 }, { "key": "unemployment", "value": 3.08, "unit": "%", "contribution": 5.67 }, { "key": "unemployment_change", "value": 0.4, "unit": "pp", "contribution": -2.13 }, { "key": "jobs", "value": 5.25, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.66, "unit": "%", "contribution": 5.12 }, { "key": "mortgage", "value": 53.7, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 3.03, "unit": "%", "contribution": 2.12 }, { "key": "tourism", "value": 13.71, "unit": "%", "contribution": 4.8 }, { "key": "fish", "value": 6.48, "unit": "%", "contribution": 2.59 }, { "key": "currency", "value": -3.39, "unit": "%", "contribution": -1.63 }, { "key": "energy", "value": -3.45, "unit": "%", "contribution": 0.86 }, { "key": "inflation", "value": 4.11, "unit": "%", "contribution": -1.72 } ], "context": { "inflation": 5.87, "inflationLessHousing": 4.11, "food": 0.24, "rent": 11.37, "homeEnergy": 1.79, "fuel": 2.58, "policyRate": 13.3, "realPolicyRate": 7.43, "eur": 88.69, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 53.7 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M04", "score": 37.1, "band": "expansion", "components": [ { "key": "growth", "value": 5.3, "unit": "%", "contribution": 12.39 }, { "key": "unemployment", "value": 3.03, "unit": "%", "contribution": 5.9 }, { "key": "unemployment_change", "value": 0.26, "unit": "pp", "contribution": -1.38 }, { "key": "jobs", "value": 5.22, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 4.33, "unit": "%", "contribution": 6.06 }, { "key": "mortgage", "value": 53.4, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 3.03, "unit": "%", "contribution": 2.12 }, { "key": "tourism", "value": 13.24, "unit": "%", "contribution": 4.63 }, { "key": "fish", "value": 7.06, "unit": "%", "contribution": 2.82 }, { "key": "currency", "value": 5.99, "unit": "%", "contribution": 2.88 }, { "key": "energy", "value": -5.62, "unit": "%", "contribution": 1.4 }, { "key": "inflation", "value": 3.22, "unit": "%", "contribution": -0.77 } ], "context": { "inflation": 5.29, "inflationLessHousing": 3.22, "food": -1.1, "rent": 11.48, "homeEnergy": 1.71, "fuel": -2.61, "policyRate": 13.3, "realPolicyRate": 8.01, "eur": 88.36, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 53.4 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M05", "score": 42.1, "band": "expansion", "components": [ { "key": "growth", "value": 5.3, "unit": "%", "contribution": 12.39 }, { "key": "unemployment", "value": 2.92, "unit": "%", "contribution": 6.33 }, { "key": "unemployment_change", "value": -0.02, "unit": "pp", "contribution": 0.06 }, { "key": "jobs", "value": 5.25, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 4.72, "unit": "%", "contribution": 6.61 }, { "key": "mortgage", "value": 53, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 3.03, "unit": "%", "contribution": 2.12 }, { "key": "tourism", "value": 12.98, "unit": "%", "contribution": 4.54 }, { "key": "fish", "value": 7.69, "unit": "%", "contribution": 3.08 }, { "key": "currency", "value": 9.04, "unit": "%", "contribution": 4.34 }, { "key": "energy", "value": -6.67, "unit": "%", "contribution": 1.67 }, { "key": "inflation", "value": 2.55, "unit": "%", "contribution": -0.05 } ], "context": { "inflation": 4.67, "inflationLessHousing": 2.55, "food": 0.79, "rent": 11.23, "homeEnergy": 1.71, "fuel": -5.74, "policyRate": 13.3, "realPolicyRate": 8.63, "eur": 85.12, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 53 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M06", "score": 47.4, "band": "expansion", "components": [ { "key": "growth", "value": 6.37, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.8, "unit": "%", "contribution": 6.8 }, { "key": "unemployment_change", "value": -0.19, "unit": "pp", "contribution": 0.67 }, { "key": "jobs", "value": 5.2, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 5.61, "unit": "%", "contribution": 7 }, { "key": "mortgage", "value": 55.4, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 1.5, "unit": "%", "contribution": 1.05 }, { "key": "tourism", "value": 14.87, "unit": "%", "contribution": 5.2 }, { "key": "fish", "value": 8.38, "unit": "%", "contribution": 3.35 }, { "key": "currency", "value": 13.52, "unit": "%", "contribution": 6.49 }, { "key": "energy", "value": -3.15, "unit": "%", "contribution": 0.79 }, { "key": "inflation", "value": 1.74, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.01, "inflationLessHousing": 1.74, "food": -3.28, "rent": 10.7, "homeEnergy": 2.03, "fuel": -0.37, "policyRate": 13.3, "realPolicyRate": 9.29, "eur": 84.26, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 55.4 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { 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"unit": "%", "contribution": -0 } ], "context": { "inflation": 3.76, "inflationLessHousing": 1.19, "food": -4.29, "rent": 10.57, "homeEnergy": 1.53, "fuel": -2.42, "policyRate": 13.3, "realPolicyRate": 9.54, "eur": 83.16, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 55.3 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M08", "score": 44.2, "band": "expansion", "components": [ { "key": "growth", "value": 6.37, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.78, "unit": "%", "contribution": 6.87 }, { "key": "unemployment_change", "value": -0.29, "unit": "pp", "contribution": 1.02 }, { "key": "jobs", "value": 5.12, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 4.37, "unit": "%", "contribution": 6.12 }, { "key": "mortgage", "value": 55, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 1.5, "unit": "%", "contribution": 1.05 }, { "key": "tourism", "value": 19.88, "unit": "%", "contribution": 6.96 }, { "key": "fish", "value": 8.97, "unit": "%", "contribution": 3.59 }, { "key": "currency", "value": 2.9, "unit": "%", "contribution": 1.39 }, { "key": "energy", "value": -4.91, "unit": "%", "contribution": 1.23 }, { "key": "inflation", "value": 0.53, "unit": "%", "contribution": -0 } ], "context": { "inflation": 3.45, "inflationLessHousing": 0.53, "food": -4.85, "rent": 10.4, "homeEnergy": 2.34, "fuel": -5.02, "policyRate": 13.3, "realPolicyRate": 9.85, "eur": 88.46, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 55 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": 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"value": 1.06, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.18, "inflationLessHousing": 1.06, "food": -5.66, "rent": 9.93, "homeEnergy": 2.25, "fuel": 1.27, "policyRate": 13.3, "realPolicyRate": 9.12, "eur": 88.59, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 57.5 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M10", "score": 42.4, "band": "expansion", "components": [ { "key": "growth", "value": 7.08, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.63, "unit": "%", "contribution": 7.5 }, { "key": "unemployment_change", "value": -0.56, "unit": "pp", "contribution": 1.86 }, { "key": "jobs", "value": 4.89, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.43, "unit": "%", "contribution": 4.81 }, { "key": "mortgage", "value": 57.3, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 2.85, "unit": "%", "contribution": 1.99 }, { "key": "tourism", "value": 17.17, "unit": "%", "contribution": 6.01 }, { "key": "fish", "value": 7.9, "unit": "%", "contribution": 3.16 }, { "key": "currency", "value": 2.16, "unit": "%", "contribution": 1.04 }, { "key": "energy", "value": -0.24, "unit": "%", "contribution": 0.06 }, { "key": "inflation", "value": 1.26, "unit": "%", "contribution": -0 } ], "context": { "inflation": 4.47, "inflationLessHousing": 1.26, "food": -3.93, "rent": 10.71, "homeEnergy": 1.2, "fuel": 6.8, "policyRate": 13.3, "realPolicyRate": 8.83, "eur": 86.3, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 57.3 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M11", "score": 40.8, "band": "expansion", "components": [ { "key": "growth", "value": 7.08, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.53, "unit": "%", "contribution": 7.87 }, { "key": "unemployment_change", "value": -0.55, "unit": "pp", "contribution": 1.78 }, { "key": "jobs", "value": 4.86, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.93, "unit": "%", "contribution": 4.11 }, { "key": "mortgage", "value": 58.7, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 2.85, "unit": "%", "contribution": 1.99 }, { "key": "tourism", "value": 15.86, "unit": "%", "contribution": 5.55 }, { "key": "fish", "value": 7.17, "unit": "%", "contribution": 2.87 }, { "key": "currency", "value": 2.55, "unit": "%", "contribution": 1.23 }, { "key": "energy", "value": 2.26, "unit": "%", "contribution": -0.56 }, { "key": "inflation", "value": 1.92, "unit": "%", "contribution": -0 } ], "context": { "inflation": 5.19, "inflationLessHousing": 1.92, "food": -4.23, "rent": 10.83, "homeEnergy": 1.2, "fuel": 12.98, "policyRate": 13.75, "realPolicyRate": 8.56, "eur": 89.34, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 58.7 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2007M12", "score": 37.9, "band": "expansion", "components": [ { "key": "growth", "value": 8.74, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.49, "unit": "%", "contribution": 8.03 }, { "key": "unemployment_change", "value": -0.69, "unit": "pp", "contribution": 2.21 }, { "key": "jobs", "value": 4.72, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.57, "unit": "%", "contribution": 3.59 }, { "key": "mortgage", "value": 59.9, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 5.03, "unit": "%", "contribution": 3.52 }, { "key": "tourism", "value": 15.07, "unit": "%", "contribution": 5.27 }, { "key": "fish", "value": -3.07, "unit": "%", "contribution": -1.23 }, { "key": "currency", "value": 3.26, "unit": "%", "contribution": 1.56 }, { "key": "energy", "value": 3.8, "unit": "%", "contribution": -0.95 }, { "key": "inflation", "value": 2.61, "unit": "%", "contribution": -0.12 } ], "context": { "inflation": 5.86, "inflationLessHousing": 2.61, "food": -2.46, "rent": 10.07, "homeEnergy": 1.2, "fuel": 17.28, "policyRate": 13.75, "realPolicyRate": 7.89, "eur": 90.82, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 59.9 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, 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"contribution": -1 }, { "key": "inflation", "value": 2.32, "unit": "%", "contribution": -0 } ], "context": { "inflation": 5.77, "inflationLessHousing": 2.32, "food": -2.27, "rent": 8.9, "homeEnergy": 0.4, "fuel": 18.21, "policyRate": 13.75, "realPolicyRate": 7.98, "eur": 94.5, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 59.1 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2008M02", "score": 24.5, "band": "expansion", "components": [ { "key": "growth", "value": 8.74, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.68, "unit": "%", "contribution": 7.3 }, { "key": "unemployment_change", "value": -0.41, "unit": "pp", "contribution": 1.38 }, { "key": "jobs", "value": 4.11, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": -0, "unit": "%", "contribution": -0 }, { "key": "mortgage", "value": 58.7, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 5.03, "unit": "%", "contribution": 3.52 }, { "key": "tourism", "value": 14.33, "unit": "%", "contribution": 5.02 }, { "key": "fish", "value": -3.92, "unit": "%", "contribution": -1.57 }, { "key": "currency", "value": -8.09, "unit": "%", "contribution": -3.88 }, { "key": "energy", "value": 6.92, "unit": "%", "contribution": -1.73 }, { "key": "inflation", "value": 3.91, "unit": "%", "contribution": -1.51 } ], "context": { "inflation": 6.79, "inflationLessHousing": 3.91, "food": -1.46, "rent": 8.93, "homeEnergy": 2.45, "fuel": 24.18, "policyRate": 13.75, "realPolicyRate": 6.96, "eur": 98.06, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 58.7 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2008M03", "score": 16.3, "band": "expansion", "components": [ { "key": "growth", "value": 9.07, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.62, "unit": "%", "contribution": 7.53 }, { "key": "unemployment_change", "value": -0.47, "unit": "pp", "contribution": 1.55 }, { "key": "jobs", "value": 3.93, "unit": "%", "contribution": 7.85 }, { "key": "real_wages", "value": -0.86, "unit": "%", "contribution": -1.2 }, { "key": "mortgage", "value": 63.2, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 6.79, "unit": "%", "contribution": 4.75 }, { "key": "tourism", "value": 13.18, "unit": "%", "contribution": 4.61 }, { "key": "fish", "value": -5.63, "unit": "%", "contribution": -2.25 }, { "key": "currency", "value": -17.57, "unit": "%", "contribution": -8.43 }, { "key": "energy", "value": 7.84, "unit": "%", "contribution": -1.96 }, { "key": "inflation", "value": 6.37, "unit": "%", "contribution": -4.13 } ], "context": { "inflation": 8.72, "inflationLessHousing": 6.37, "food": 6.78, "rent": 10.93, "homeEnergy": 3.92, "fuel": 28.61, "policyRate": 15, "realPolicyRate": 6.28, "eur": 112.08, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 63.2 }, { "key": "inflation", "value": 8.723324597529004 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "above" } ] }, { "year": "2008M04", "score": 5.4, "band": "stable", "components": [ { "key": "growth", "value": 9.07, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.59, "unit": "%", "contribution": 7.63 }, { "key": "unemployment_change", "value": -0.43, "unit": "pp", "contribution": 1.43 }, { "key": "jobs", "value": 3.72, "unit": "%", "contribution": 7.35 }, { "key": "real_wages", "value": -3.16, "unit": "%", "contribution": -4.42 }, { "key": "mortgage", "value": 64.5, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 6.79, "unit": "%", "contribution": 4.75 }, { "key": "tourism", "value": 12.15, "unit": "%", "contribution": 4.25 }, { "key": "fish", "value": -8.19, "unit": "%", "contribution": -3.28 }, { "key": "currency", "value": -21.79, "unit": "%", "contribution": -10.46 }, { "key": "energy", "value": 7.37, "unit": "%", "contribution": -1.84 }, { "key": "inflation", "value": 10.63, "unit": "%", "contribution": -8 } ], "context": { "inflation": 11.76, "inflationLessHousing": 10.63, "food": 14.64, "rent": 10.97, "homeEnergy": 4, "fuel": 33.62, "policyRate": 15.5, "realPolicyRate": 3.74, "eur": 116.65, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 64.5 }, { "key": "inflation", "value": 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"value": -8.65, "unit": "%", "contribution": -3.46 }, { "key": "currency", "value": -24.8, "unit": "%", "contribution": -11.91 }, { "key": "energy", "value": 8.38, "unit": "%", "contribution": -2.09 }, { "key": "inflation", "value": 11.36, "unit": "%", "contribution": -8 } ], "context": { "inflation": 12.32, "inflationLessHousing": 11.36, "food": 15.32, "rent": 12.44, "homeEnergy": 4, "fuel": 36.84, "policyRate": 15.5, "realPolicyRate": 3.18, "eur": 117.46, "omx": null }, "warnings": [ { "key": "mortgage_burden", "value": 64.2 }, { "key": "inflation", "value": 12.32472324723246 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "above" } ] }, { "year": "2008M06", "score": -2.4, "band": "stable", "components": [ { "key": "growth", "value": 6.89, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 2.57, "unit": "%", "contribution": 7.7 }, { "key": "unemployment_change", "value": -0.22, "unit": "pp", "contribution": 0.74 }, { "key": "jobs", "value": 3.15, "unit": "%", "contribution": 6.05 }, { "key": "real_wages", "value": -3.74, "unit": "%", "contribution": -5.23 }, { "key": "mortgage", "value": 62.7, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 4.84, "unit": "%", "contribution": 3.39 }, { "key": "tourism", "value": 8.87, "unit": "%", "contribution": 3.1 }, { "key": "fish", "value": -8.99, "unit": "%", "contribution": -3.6 }, { "key": "currency", "value": -29.25, "unit": "%", "contribution": -12 }, { "key": "energy", "value": 10.39, "unit": "%", "contribution": -2.6 }, { "key": "inflation", "value": 12.06, "unit": "%", "contribution": -8 } ], "context": { "inflation": 12.74, "inflationLessHousing": 12.06, "food": 16.57, "rent": 16.13, "homeEnergy": 3.59, "fuel": 42.22, "policyRate": 15.5, 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"key": "energy", "value": -4.21, "unit": "%", "contribution": 1.05 }, { "key": "inflation", "value": 1.93, "unit": "%", "contribution": -0 } ], "context": { "inflation": 3.12, "inflationLessHousing": 1.93, "food": 3.64, "rent": 7.86, "homeEnergy": 3.01, "fuel": -4.81, "policyRate": 5.38, "realPolicyRate": 2.25, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M02", "score": 28.2, "band": "expansion", "components": [ { "key": "growth", "value": 3.6, "unit": "%", "contribution": 5.99 }, { "key": "unemployment", "value": 6.18, "unit": "%", "contribution": -6.7 }, { "key": "unemployment_change", "value": -0.33, "unit": "pp", "contribution": 1.78 }, { "key": "jobs", "value": 2.4, "unit": 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"contribution": 1.04 }, { "key": "inflation", "value": 0.84, "unit": "%", "contribution": -0 } ], "context": { "inflation": 2.19, "inflationLessHousing": 0.84, "food": 1.37, "rent": 7.71, "homeEnergy": 3.43, "fuel": -6.73, "policyRate": 5.38, "realPolicyRate": 3.18, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M04", "score": 23.2, "band": "expansion", "components": [ { "key": "growth", "value": 3.09, "unit": "%", "contribution": 4.07 }, { "key": "unemployment", "value": 5.99, "unit": "%", "contribution": -5.97 }, { "key": "unemployment_change", "value": -0.42, "unit": "pp", "contribution": 2.22 }, { "key": "jobs", "value": 2.36, "unit": "%", "contribution": 4.26 }, { "key": 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1.12, "unit": "%", "contribution": -0 } ], "context": { "inflation": 2.43, "inflationLessHousing": 1.12, "food": 0.75, "rent": 6.74, "homeEnergy": 3.19, "fuel": 0.93, "policyRate": 5.25, "realPolicyRate": 2.82, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M06", "score": 23.4, "band": "expansion", "components": [ { "key": "growth", "value": 1.87, "unit": "%", "contribution": -0.49 }, { "key": "unemployment", "value": 5.75, "unit": "%", "contribution": -5 }, { "key": "unemployment_change", "value": -0.63, "unit": "pp", "contribution": 3.33 }, { "key": "jobs", "value": 2.34, "unit": "%", "contribution": 4.19 }, { "key": "real_wages", "value": 3.12, "unit": "%", "contribution": 4.37 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2.35, "inflationLessHousing": 1.41, "food": 0.14, "rent": 6.96, "homeEnergy": 3.26, "fuel": -0.71, "policyRate": 5.25, "realPolicyRate": 2.9, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M08", "score": 22.4, "band": "expansion", "components": [ { "key": "growth", "value": 1.87, "unit": "%", "contribution": -0.49 }, { "key": "unemployment", "value": 5.79, "unit": "%", "contribution": -5.17 }, { "key": "unemployment_change", "value": -0.34, "unit": "pp", "contribution": 1.82 }, { "key": "jobs", "value": 2.35, "unit": "%", "contribution": 4.23 }, { "key": "real_wages", "value": 3.94, "unit": "%", "contribution": 5.52 }, { "key": "mortgage", "value": 21.4, "unit": "%", "contribution": 4.01 }, { "key": "housing", "value": 4.91, "unit": "%", "contribution": 3.44 }, { "key": "tourism", "value": 23.29, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -0.87, "unit": "%", "contribution": -0.35 }, { "key": "currency", "value": 3.5, "unit": "%", "contribution": 1.68 }, { "key": "energy", "value": -2.65, "unit": "%", "contribution": 0.66 }, { "key": "inflation", "value": 1.22, "unit": "%", "contribution": -0 } ], "context": { "inflation": 2.25, "inflationLessHousing": 1.22, "food": -0.19, "rent": 6.86, "homeEnergy": 1.93, "fuel": -2.5, "policyRate": 5.25, "realPolicyRate": 3, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M09", "score": 25.5, "band": 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6.21, "homeEnergy": 1.98, "fuel": -2.37, "policyRate": 5.25, "realPolicyRate": 3.47, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2014M10", "score": 26.9, "band": "expansion", "components": [ { "key": "growth", "value": 1.89, "unit": "%", "contribution": -0.42 }, { "key": "unemployment", "value": 5.69, "unit": "%", "contribution": -4.77 }, { "key": "unemployment_change", "value": -0.51, "unit": "pp", "contribution": 2.71 }, { "key": "jobs", "value": 2.37, "unit": "%", "contribution": 4.28 }, { "key": "real_wages", "value": 4.61, "unit": "%", "contribution": 6.46 }, { "key": "mortgage", "value": 21.8, "unit": "%", "contribution": 3.83 }, { "key": "housing", "value": 6.03, "unit": "%", 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"key": "inflation", "value": -0.43, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.83, "inflationLessHousing": -0.43, "food": 0.85, "rent": 4.41, "homeEnergy": 1.96, "fuel": -4.87, "policyRate": 5.25, "realPolicyRate": 3.42, "eur": null, "omx": null }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2016M10", "score": 60.3, "band": "boom", "components": [ { "key": "growth", "value": 4.59, "unit": "%", "contribution": 9.7 }, { "key": "unemployment", "value": 3.48, "unit": "%", "contribution": 4.07 }, { "key": "unemployment_change", "value": -1.3, "unit": "pp", "contribution": 5.52 }, { "key": "jobs", "value": 4.72, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 8.48, "unit": "%", 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5.2, "homeEnergy": 2.55, "fuel": 6.94, "policyRate": 5, "realPolicyRate": 3.09, "eur": null, "omx": 1712.98 }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M02", "score": 55.4, "band": "boom", "components": [ { "key": "growth", "value": 6.22, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.57, "unit": "%", "contribution": 3.73 }, { "key": "unemployment_change", "value": -0.75, "unit": "pp", "contribution": 3.25 }, { "key": "jobs", "value": 4.79, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.5, "unit": "%", "contribution": 4.9 }, { "key": "mortgage", "value": 21.3, "unit": "%", "contribution": 4.06 }, { "key": "housing", "value": 8.76, "unit": "%", "contribution": 6.13 }, { "key": "tourism", "value": 43.36, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.87, "unit": "%", "contribution": -4.75 }, { "key": "currency", "value": 19.17, "unit": "%", "contribution": 9.2 }, { "key": "energy", "value": 4.34, "unit": "%", "contribution": -1.08 }, { "key": "inflation", "value": -1.01, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.95, "inflationLessHousing": -1.01, "food": -0.5, "rent": 4.71, "homeEnergy": 2.42, "fuel": 9.74, "policyRate": 5, "realPolicyRate": 3.05, "eur": null, "omx": 1708.78 }, "warnings": [], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M03", "score": 57.9, "band": "boom", "components": [ { "key": "growth", "value": 6.51, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.39, "unit": "%", "contribution": 4.43 }, { "key": "unemployment_change", "value": -0.86, "unit": "pp", "contribution": 3.56 }, { "key": "jobs", "value": 4.82, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 3.32, "unit": "%", "contribution": 4.64 }, { "key": "mortgage", "value": 22.3, "unit": "%", "contribution": 3.59 }, { "key": "housing", "value": 11.56, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 43.83, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.6, "unit": "%", "contribution": -4.64 }, { "key": "currency", "value": 20.76, "unit": "%", "contribution": 9.97 }, { "key": "energy", "value": 2.61, "unit": "%", "contribution": -0.65 }, { "key": "inflation", "value": -1.74, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.64, "inflationLessHousing": -1.74, "food": -1.53, "rent": 3.9, "homeEnergy": 2.38, "fuel": 5.93, "policyRate": 5, "realPolicyRate": 3.36, "eur": null, "omx": 1730.11 }, "warnings": [ { "key": "housing_bubble", "value": 11.56089569224803 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M04", "score": 57.4, "band": "boom", "components": [ { "key": "growth", "value": 6.51, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.22, "unit": "%", "contribution": 5.13 }, { "key": "unemployment_change", "value": -0.97, "unit": "pp", "contribution": 3.87 }, { "key": "jobs", "value": 4.86, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 2.92, "unit": "%", "contribution": 4.08 }, { "key": "mortgage", "value": 22.3, "unit": "%", "contribution": 3.59 }, { "key": "housing", "value": 11.56, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 45.68, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.86, "unit": "%", "contribution": -4.74 }, { "key": "currency", "value": 18.47, "unit": "%", "contribution": 8.86 }, { "key": "energy", "value": 1.57, "unit": "%", "contribution": -0.39 }, { "key": "inflation", "value": -1.84, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.94, "inflationLessHousing": -1.84, "food": -2.47, "rent": 3.79, "homeEnergy": 2.86, "fuel": 4.11, "policyRate": 5, "realPolicyRate": 3.06, "eur": null, "omx": 1766.9 }, "warnings": [ { "key": "housing_bubble", "value": 11.56089569224803 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M05", "score": 62, "band": "boom", "components": [ { "key": "growth", "value": 6.51, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.32, "unit": "%", "contribution": 4.7 }, { "key": "unemployment_change", "value": -0.61, "unit": "pp", "contribution": 2.48 }, { "key": "jobs", "value": 4.86, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 5.97, "unit": "%", "contribution": 7 }, { "key": "mortgage", "value": 21.6, "unit": "%", "contribution": 3.92 }, { "key": "housing", "value": 11.56, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 43.77, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.67, "unit": "%", "contribution": -4.67 }, { "key": "currency", "value": 23.88, "unit": "%", "contribution": 11.46 }, { "key": "energy", "value": -0.3, "unit": "%", "contribution": 0.07 }, { "key": "inflation", "value": -2.56, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.72, "inflationLessHousing": -2.56, "food": -2.86, "rent": 3.56, "homeEnergy": 2.91, "fuel": 0.15, "policyRate": 4.75, "realPolicyRate": 3.03, "eur": null, "omx": 1877.39 }, "warnings": [ { "key": "housing_bubble", "value": 11.56089569224803 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M06", "score": 61.9, "band": "boom", "components": [ { "key": "growth", "value": 6.56, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.34, "unit": "%", "contribution": 4.63 }, { "key": "unemployment_change", "value": -0.52, "unit": "pp", "contribution": 2.15 }, { "key": "jobs", "value": 4.87, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 5.63, "unit": "%", "contribution": 7 }, { "key": "mortgage", "value": 22.3, "unit": "%", "contribution": 3.59 }, { "key": "housing", "value": 15.25, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 41.31, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.51, "unit": "%", "contribution": -4.6 }, { "key": "currency", "value": 23.25, "unit": "%", "contribution": 11.16 }, { "key": "energy", "value": -3.69, "unit": "%", "contribution": 0.92 }, { "key": "inflation", "value": -3.06, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.54, "inflationLessHousing": -3.06, "food": -3.5, "rent": 4.16, "homeEnergy": 2.64, "fuel": -6.35, "policyRate": 4.5, "realPolicyRate": 2.96, "eur": null, "omx": 1808.01 }, "warnings": [ { "key": "housing_bubble", "value": 15.245308518460266 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M07", "score": 57.5, 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"homeEnergy": 2.5, "fuel": -4.3, "policyRate": 4.5, "realPolicyRate": 2.66, "eur": null, "omx": 1775.62 }, "warnings": [ { "key": "housing_bubble", "value": 15.245308518460266 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M08", "score": 53.5, "band": "boom", "components": [ { "key": "growth", "value": 6.56, "unit": "%", "contribution": 15 }, { "key": "unemployment", "value": 3.21, "unit": "%", "contribution": 5.17 }, { "key": "unemployment_change", "value": -0.46, "unit": "pp", "contribution": 1.81 }, { "key": "jobs", "value": 4.89, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 5.33, "unit": "%", "contribution": 7 }, { "key": "mortgage", "value": 22.3, "unit": "%", "contribution": 3.59 }, { "key": "housing", "value": 15.25, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 36.58, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.69, "unit": "%", "contribution": -4.68 }, { "key": "currency", "value": 7.86, "unit": "%", "contribution": 3.77 }, { "key": "energy", "value": 0.63, "unit": "%", "contribution": -0.16 }, { "key": "inflation", "value": -3.03, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.74, "inflationLessHousing": -3.03, "food": -3.99, "rent": 3.8, "homeEnergy": 2.14, "fuel": 2.59, "policyRate": 4.5, "realPolicyRate": 2.76, "eur": null, "omx": 1760.78 }, "warnings": [ { "key": "housing_bubble", "value": 15.245308518460266 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { 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"inflationLessHousing": -3.13, "food": -4.98, "rent": 3.32, "homeEnergy": 2.14, "fuel": 1.82, "policyRate": 4.5, "realPolicyRate": 3.11, "eur": null, "omx": 1656.75 }, "warnings": [ { "key": "housing_bubble", "value": 16.984579737935455 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M10", "score": 47.5, "band": "expansion", "components": [ { "key": "growth", "value": 5.29, "unit": "%", "contribution": 12.35 }, { "key": "unemployment", "value": 3.29, "unit": "%", "contribution": 4.83 }, { "key": "unemployment_change", "value": -0.19, "unit": "pp", "contribution": 0.78 }, { "key": "jobs", "value": 4.74, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 5.24, "unit": "%", "contribution": 7 }, { "key": "mortgage", "value": 22.4, "unit": "%", "contribution": 3.55 }, { "key": "housing", "value": 16.98, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 30.55, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -11.8, "unit": "%", "contribution": -4.72 }, { "key": "currency", "value": 3.48, "unit": "%", "contribution": 1.67 }, { "key": "energy", "value": -0.04, "unit": "%", "contribution": 0.01 }, { "key": "inflation", "value": -2.25, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.87, "inflationLessHousing": -2.25, "food": -2.2, "rent": 3.53, "homeEnergy": 2.18, "fuel": 1.53, "policyRate": 4.25, "realPolicyRate": 2.38, "eur": null, "omx": 1702.72 }, "warnings": [ { "key": "housing_bubble", "value": 16.984579737935455 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", 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"contribution": -0 } ], "context": { "inflation": 1.73, "inflationLessHousing": -2.34, "food": -1.4, "rent": 2.67, "homeEnergy": 1.5, "fuel": 4.02, "policyRate": 4.25, "realPolicyRate": 2.52, "eur": null, "omx": 1684.57 }, "warnings": [ { "key": "housing_bubble", "value": 16.984579737935455 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2017M12", "score": 36.7, "band": "expansion", "components": [ { "key": "growth", "value": 3.49, "unit": "%", "contribution": 5.57 }, { "key": "unemployment", "value": 3.29, "unit": "%", "contribution": 4.83 }, { "key": "unemployment_change", "value": -0.16, "unit": "pp", "contribution": 0.64 }, { "key": "jobs", "value": 4.57, "unit": "%", "contribution": 8 }, { "key": "real_wages", "value": 4.9, "unit": "%", "contribution": 6.86 }, { "key": "mortgage", "value": 22.3, "unit": "%", "contribution": 3.59 }, { "key": "housing", "value": 16.96, "unit": "%", "contribution": 7 }, { "key": "tourism", "value": 24.19, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -16.81, "unit": "%", "contribution": -6 }, { "key": "currency", "value": -1.4, "unit": "%", "contribution": -0.67 }, { "key": "energy", "value": 0.61, "unit": "%", "contribution": -0.15 }, { "key": "inflation", "value": -1.55, "unit": "%", "contribution": -0 } ], "context": { "inflation": 1.87, "inflationLessHousing": -1.55, "food": -0.54, "rent": 3.32, "homeEnergy": 1.32, "fuel": 3.48, "policyRate": 4.25, "realPolicyRate": 2.38, "eur": null, "omx": 1629.14 }, "warnings": [ { "key": "housing_bubble", "value": 16.964138235875726 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "above" }, { "key": "mortgage_burden", "status": "below" }, { "key": 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"contribution": -1.24 }, { "key": "tourism", "value": 26.91, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -7.83, "unit": "%", "contribution": -3.13 }, { "key": "currency", "value": 5.78, "unit": "%", "contribution": 2.78 }, { "key": "energy", "value": -3.9, "unit": "%", "contribution": 0.98 }, { "key": "inflation", "value": 5.2, "unit": "%", "contribution": -2.88 } ], "context": { "inflation": 6.66, "inflationLessHousing": 5.2, "food": 8.92, "rent": 9.12, "homeEnergy": 8.4, "fuel": -2.53, "policyRate": 9.25, "realPolicyRate": 2.59, "eur": 149.43, "omx": 2543.37 }, "warnings": [ { "key": "mortgage_burden", "value": 46.6 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M02", "score": 22.9, "band": "expansion", 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"homeEnergy": 9.32, "fuel": -1.77, "policyRate": 9.25, "realPolicyRate": 2.65, "eur": 148.68, "omx": 2551.62 }, "warnings": [ { "key": "mortgage_burden", "value": 46.6 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M03", "score": 8.8, "band": "stable", "components": [ { "key": "growth", "value": 1.91, "unit": "%", "contribution": -0.34 }, { "key": "unemployment", "value": 3.53, "unit": "%", "contribution": 3.9 }, { "key": "unemployment_change", "value": -0.22, "unit": "pp", "contribution": 0.93 }, { "key": "jobs", "value": 3.68, "unit": "%", "contribution": 7.27 }, { "key": "real_wages", "value": 1.39, "unit": "%", "contribution": 1.94 }, { "key": "mortgage", "value": 47.5, "unit": "%", "contribution": -7 }, { "key": "housing", "value": -2.43, "unit": "%", "contribution": -1.7 }, { "key": "tourism", "value": 20.29, "unit": "%", "contribution": 7 }, { "key": "fish", "value": -7.97, "unit": "%", "contribution": -3.19 }, { "key": "currency", "value": 3.25, "unit": "%", "contribution": 1.56 }, { "key": "energy", "value": -3.16, "unit": "%", "contribution": 0.79 }, { "key": "inflation", "value": 4.67, "unit": "%", "contribution": -2.31 } ], "context": { "inflation": 6.82, "inflationLessHousing": 4.67, "food": 7.11, "rent": 9, "homeEnergy": 9.28, "fuel": -1.53, "policyRate": 9.25, "realPolicyRate": 2.43, "eur": 149.04, "omx": 2433.08 }, "warnings": [ { "key": "mortgage_burden", "value": 47.5 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": 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"contribution": -7 }, { "key": "housing", "value": -2.43, "unit": "%", "contribution": -1.7 }, { "key": "tourism", "value": 14.43, "unit": "%", "contribution": 5.05 }, { "key": "fish", "value": -7.45, "unit": "%", "contribution": -2.98 }, { "key": "currency", "value": 2.24, "unit": "%", "contribution": 1.07 }, { "key": "energy", "value": -0.49, "unit": "%", "contribution": 0.12 }, { "key": "inflation", "value": 4.24, "unit": "%", "contribution": -1.86 } ], "context": { "inflation": 6.21, "inflationLessHousing": 4.24, "food": 5.22, "rent": 8.82, "homeEnergy": 9.52, "fuel": 2.44, "policyRate": 9.25, "realPolicyRate": 3.04, "eur": 150, "omx": 2313.29 }, "warnings": [ { "key": "mortgage_burden", "value": 47.5 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M06", "score": -5.7, "band": "stable", "components": [ { "key": "growth", "value": 0.12, "unit": "%", "contribution": -7.06 }, { "key": "unemployment", "value": 3.53, "unit": "%", "contribution": 3.87 }, { "key": "unemployment_change", "value": -0, "unit": "pp", "contribution": 0 }, { "key": "jobs", "value": 3.09, "unit": "%", "contribution": 5.92 }, { "key": "real_wages", "value": 0.17, "unit": "%", "contribution": 0.23 }, { "key": "mortgage", "value": 48.8, "unit": "%", "contribution": -7 }, { "key": "housing", "value": -2.03, "unit": "%", "contribution": -1.42 }, { "key": "tourism", "value": 10.18, "unit": "%", "contribution": 3.56 }, { "key": "fish", "value": -7.11, "unit": "%", "contribution": -2.84 }, { "key": "currency", "value": 0.92, "unit": "%", "contribution": 0.44 }, { "key": "energy", "value": -0.66, "unit": "%", "contribution": 0.17 }, { "key": "inflation", "value": 3.97, "unit": "%", "contribution": -1.57 } ], "context": { "inflation": 5.83, "inflationLessHousing": 3.97, "food": 5.13, "rent": 8.8, "homeEnergy": 9.62, "fuel": 1.29, "policyRate": 9.25, "realPolicyRate": 3.42, "eur": 149.36, "omx": 2293.24 }, "warnings": [ { "key": "mortgage_burden", "value": 48.8 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M07", "score": -7.4, "band": "stable", "components": [ { "key": "growth", "value": 0.12, "unit": "%", "contribution": -7.06 }, { "key": "unemployment", "value": 3.45, "unit": "%", "contribution": 4.2 }, { "key": "unemployment_change", "value": -0.03, "unit": "pp", "contribution": 0.11 }, { "key": "jobs", "value": 2.97, "unit": "%", "contribution": 5.64 }, { "key": "real_wages", "value": 0.25, "unit": "%", "contribution": 0.35 }, { 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"%", "contribution": -1.13 } ], "context": { "inflation": 6.02, "inflationLessHousing": 3.56, "food": 4.89, "rent": 9.46, "homeEnergy": 9.78, "fuel": 1, "policyRate": 9.25, "realPolicyRate": 3.23, "eur": 151.84, "omx": 2316.85 }, "warnings": [ { "key": "mortgage_burden", "value": 48.8 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M09", "score": -12.3, "band": "stable", "components": [ { "key": "growth", "value": -1.22, "unit": "%", "contribution": -12.07 }, { "key": "unemployment", "value": 3.52, "unit": "%", "contribution": 3.93 }, { "key": "unemployment_change", "value": 0.05, "unit": "pp", "contribution": -0.27 }, { "key": "jobs", "value": 2.62, "unit": "%", "contribution": 4.85 }, { "key": "real_wages", "value": 0.68, "unit": "%", "contribution": 0.95 }, { "key": "mortgage", "value": 50.5, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 0.63, "unit": "%", "contribution": 0.44 }, { "key": "tourism", "value": 4.3, "unit": "%", "contribution": 1.51 }, { "key": "fish", "value": -6.74, "unit": "%", "contribution": -2.69 }, { "key": "currency", "value": -4.47, "unit": "%", "contribution": -2.14 }, { "key": "energy", "value": -2.19, "unit": "%", "contribution": 0.55 }, { "key": "inflation", "value": 2.81, "unit": "%", "contribution": -0.33 } ], "context": { "inflation": 5.4, "inflationLessHousing": 2.81, "food": 4.18, "rent": 9.24, "homeEnergy": 9.73, "fuel": -2.56, "policyRate": 9.25, "realPolicyRate": 3.85, "eur": 152.21, "omx": 2323.54 }, "warnings": [ { "key": "mortgage_burden", "value": 50.5 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": 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"contribution": 0.65 }, { "key": "inflation", "value": 2.82, "unit": "%", "contribution": -0.34 } ], "context": { "inflation": 5.07, "inflationLessHousing": 2.82, "food": 4.08, "rent": 10.33, "homeEnergy": 9.34, "fuel": -3.64, "policyRate": 9, "realPolicyRate": 3.93, "eur": 149.07, "omx": 2557.24 }, "warnings": [ { "key": "mortgage_burden", "value": 49.4 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2024M11", "score": -8.9, "band": "stable", "components": [ { "key": "growth", "value": -1.22, "unit": "%", "contribution": -12.07 }, { "key": "unemployment", "value": 3.5, "unit": "%", "contribution": 4 }, { "key": "unemployment_change", "value": 0.13, "unit": "pp", "contribution": -0.71 }, { "key": "jobs", "value": 2.38, "unit": "%", "contribution": 4.29 }, { "key": "real_wages", "value": 1.26, "unit": "%", "contribution": 1.76 }, { "key": "mortgage", "value": 47.2, "unit": "%", "contribution": -7 }, { "key": "housing", "value": 0.63, "unit": "%", "contribution": 0.44 }, { "key": "tourism", "value": 2.8, "unit": "%", "contribution": 0.98 }, { "key": "fish", "value": -6.18, "unit": "%", "contribution": -2.47 }, { "key": "currency", "value": 3.02, "unit": "%", "contribution": 1.45 }, { "key": "energy", "value": -2.48, "unit": "%", "contribution": 0.62 }, { "key": "inflation", "value": 2.66, "unit": "%", "contribution": -0.17 } ], "context": { "inflation": 4.77, "inflationLessHousing": 2.66, "food": 3.88, "rent": 11.73, "homeEnergy": 9.2, "fuel": -3.82, "policyRate": 8.5, "realPolicyRate": 3.73, "eur": 146.72, "omx": 2720.98 }, "warnings": [ { "key": "mortgage_burden", "value": 47.2 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": 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"value": -2.14, "unit": "%", "contribution": 0.53 }, { "key": "inflation", "value": 2.77, "unit": "%", "contribution": -0.29 } ], "context": { "inflation": 4.75, "inflationLessHousing": 2.77, "food": 4.07, "rent": 11.31, "homeEnergy": 8.96, "fuel": -2.98, "policyRate": 8.5, "realPolicyRate": 3.75, "eur": 145.24, "omx": 2800.28 }, "warnings": [ { "key": "mortgage_burden", "value": 47.3 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2025M01", "score": -3.3, "band": "stable", "components": [ { "key": "growth", "value": -0.9, "unit": "%", "contribution": -10.88 }, { "key": "unemployment", "value": 3.55, "unit": "%", "contribution": 3.8 }, { "key": "unemployment_change", "value": -0.01, "unit": "pp", "contribution": 0.04 }, { 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"contribution": 0.41 }, { "key": "energy", "value": -0.4, "unit": "%", "contribution": 0.1 }, { "key": "inflation", "value": 2.71, "unit": "%", "contribution": -0.22 } ], "context": { "inflation": 4.21, "inflationLessHousing": 2.71, "food": 4.66, "rent": 10.01, "homeEnergy": 8.19, "fuel": 0.05, "policyRate": 8, "realPolicyRate": 3.79, "eur": 146.25, "omx": 2954.92 }, "warnings": [ { "key": "mortgage_burden", "value": 41.8 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "above" }, { "key": "unemployment_jump", "status": "below" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2025M03", "score": -0.6, "band": "stable", "components": [ { "key": "growth", "value": 0.44, "unit": "%", "contribution": -5.83 }, { "key": "unemployment", "value": 3.67, "unit": "%", "contribution": 3.33 }, { "key": "unemployment_change", "value": 0.14, "unit": "pp", "contribution": -0.76 }, { "key": "jobs", "value": 1.75, "unit": "%", "contribution": 2.87 }, { "key": "real_wages", "value": 2.98, "unit": "%", "contribution": 4.17 }, { "key": "mortgage", "value": 41, "unit": "%", "contribution": -5.13 }, { "key": "housing", "value": 3.04, "unit": "%", "contribution": 2.13 }, { "key": "tourism", "value": -1, "unit": "%", "contribution": -0.35 }, { "key": "fish", "value": -5.34, "unit": "%", "contribution": -2.14 }, { "key": "currency", "value": 2.39, "unit": "%", "contribution": 1.15 }, { "key": "energy", "value": 0.05, "unit": "%", "contribution": -0.01 }, { "key": "inflation", "value": 2.54, "unit": "%", "contribution": -0.04 } ], "context": { "inflation": 3.77, "inflationLessHousing": 2.54, "food": 4.96, "rent": 10.37, "homeEnergy": 8.62, "fuel": -0.26, "policyRate": 7.75, "realPolicyRate": 3.98, "eur": 145.26, "omx": 2741.64 }, "warnings": [ { "key": "mortgage_burden", "value": 41 } ], "risks": [ { "key": "current_account", 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"policyRate": 7.5, "realPolicyRate": 2.12, "eur": 144.04, "omx": 2701.55 }, "warnings": [ { "key": "unemployment_jump", "value": 1.2916666666666665 } ], "risks": [ { "key": "current_account", "status": "unknown" }, { "key": "housing_bubble", "status": "below" }, { "key": "mortgage_burden", "status": "below" }, { "key": "unemployment_jump", "status": "above" }, { "key": "debt", "status": "unknown" }, { "key": "inflation", "status": "below" } ] }, { "year": "2026M04", "score": -13.9, "band": "stable", "components": [ { "key": "growth", "value": 1.39, "unit": "%", "contribution": -2.29 }, { "key": "unemployment", "value": 5.2, "unit": "%", "contribution": -2.8 }, { "key": "unemployment_change", "value": 1.57, "unit": "pp", "contribution": -6.88 }, { "key": "jobs", "value": 0.46, "unit": "%", "contribution": -0.08 }, { "key": "real_wages", "value": 1.13, "unit": "%", "contribution": 1.58 }, { "key": "mortgage", "value": 38.8, "unit": "%", "contribution": -4.11 }, { "key": "housing", 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